Payment Options

Payment Options

Electronic Payment Options

SmartHub: Online bill presentment and payment are available through SmartHub.

Auto-withdrawl: From checking accounts and credit/debit cards. To set this up, call Member Services at 1-800-352-0014 or online via SmartHub.

Pay-by-Phone: Simple, fast, FREE and totally secure. Call 1-866-999-4580 then follow the instructions.


At Northwestern REC Headquarters

Northwestern REC will accept bill payments at its headquarters in Cambridge Springs.

Office hours are Monday - Friday, from 7:00 a.m. to 3:30 p.m.


Kiosk Payments 24/7

Northwestern REC now has a kiosk in the front entrance of its headquarters where members can pay their electric bills. This is ideal for PrePay accounts. Members can pay at the kiosk by debit/credit card, cash or check.



The following locations will accept Northwestern REC MoneyGram Express payments (use receiver code 15145):


Direct Mail

Payments can be made by mail using the envelopes provided with your bill.

Mail payments to:

Northwestern REC
P.O. Box 207
Cambridge Springs, PA 16403


Other payment locations

The following banks will accept Northwestern REC bill payments (this method can take up to 10 days to process your payment):

  • Marquette Savings Bank in Meadville, Edinboro and Conneaut Lake
  • Farmer's National Bank in Titusville
  • First National Bank of PA
  • Community National Bank of Northwest PA
  • Northwest Savings Bank
  • Mercer County State Bank


Past Due Bills

Contact Member Services at 1-800-352-0014 during regular business hours to settle past due bills or to make payment arrangements.


Insufficient Funds

Northwestern REC charges $50 for returned paper checks and $53 for returned electronic checks due to insufficient funds.

For more information, call us during regular business hours at 1-800-352-0014, or email us anytime.